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Research Reports


The European Credit Information Landscape

ECRI Research Report 13, January 2011

Author(s): Marc Rothemund and Maria Gerhardt

The Future of Retail Banking in Europe: Competition and regulatory challenges

ECRI Research Report 12, April 2010

Author(s): Nicola Jentzsch and Christian Wey

Information Sharing and Cross-Border Entry in European Banking

ECRI Research Report 11, February 2010

Author(s): Caterina Giannetti, Nicola Jentzsch and Giancarlo Spagnolo

The Single Euro Payments Area: New Alliances Required to Tip the Market

ECRI Research Report 10, July 2009

Author(s): Jürgen Bott

Retail Loans and Basel II: Using Portfolio Segmentation to Reduce Capital Requirements

ECRI Research Report 8, August 2006

Author(s):Daniel Kaltofen, Stephan Paul and Stefan Stein

Efficiency of Consumer Credit Companies in the EU: A Cross-Country Frontier Analysis

ECRI Research Report 7, July 2004

Author(s): Laurent Weill

The aim of this work is to provide empirical elements on the performance of consumer credit companies in the European Union by applying efficiency frontier techniques. These techniques, widely applied in banking literature, provide sophisticated measures of performance – the efficiency scores. We measure the cost and profit efficiency of consumer credit companies in seven EU countries in the period 1996–2000.

EU Data Protection in the Context of Financial Services

ECRI Research Report 6, April 2004

Author(s): Alfredo Sousa de Jesus

To download this research report, please follow the link (Download), you will be redirected to the CEPS website.

The Regulation of Financial Privacy: The United States vs Europe

ECRI Research Report 5, June 2003

Author(s): Nicola Jentzsch

To download this research report, please follow the link (Download), you will be redirected to the CEPS website.

Credit Bureaus in Today's Credit Markets

ECRI Research Report 4, September 2002

Author(s): Amparo San José Riestra

To download this research report, please follow the link (Download), you will be redirected to the CEPS website.

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Statistical Package 2011 - Out now!

ECRI has just published its 2011 Statistical Package, a comprehensive collection of data on lending to households, covering all European countries and other major global economies for the period 1995-2010.

 

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