CEPS - Centre for European Policy Studies 1 Place du Congrès / Congresplein 1000 Brussels
While the retail digital euro has attracted more public and regulatory attention, the wholesale dimension of central bank digital currency remains less visible – despite its high transformative potential. A wholesale digital euro could enhance the functioning of capital markets, support real-time and programmable settlement mechanisms, and open the door to entirely new forms of financial intermediation. Its implications may extend well beyond financial institutions, with tangible use cases that could directly impact citizens and reshape the broader payment landscape.
Membership
The European Credit Research Institute (ECRI) is a think-tank managed by CEPS and has its own board with its own strategy. At present, its funding is based on some combination of research projects and membership fees. ECRI is supported by 10 prestigious members whose primary focus is on payments and consumer loans: