Research Reports

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Author(s): 
Karel Lannoo, Judith Arnal, Apostolos Thomadakis

A comprehensive review of the financial services landscape is necessary for the the EU to address structural inefficiencies, ensure market dynamism and support long-term economic

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Author(s): 
Damir Gojsic, Niloofar Adel

The ECRI Statistical Package 2023 provides data on outstanding credit granted by monetary-financial institutions (MFIs) to households and non-financial corporations (NFCs) for the period from 1995

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Author(s): 
Karel Lannoo, Apostolos Thomadakis, Farzaneh Shamsfakhr

A new study highlights that to ensure widespread adoption, the digital euro must offer a compelling value proposition and clear benefits to consumers and merchants in the EU, whi

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Author(s): 
Fredrik Andersson, Beatriz Pozo Pérez, Willem Pieter de Groen, Tamás Kiss-Gálfalvi, Jelmer Nagtegaal, Inna Oliinyk, Meryem Gökten, Agustina Korenblit

European retail payments markets have undergone a significant transformation over recent years. Technological development has spurred a fast-paced evolution in payment services.

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Author(s): 
Damir Gojsic, Aline Freitas Schincariol

The ECRI Statistical Package 2022 provides data on outstanding credit granted by monetary-financial institutions (MFIs) to households and non-financial corporations (NFCs) for the period from 1995 to 2021.

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Author(s): 
Beatriz Pozo Pérez, Willem Pieter de Groen, Inna Oliinyk, Roberto Musmeci, Silvia Tadi, Apostolos Thomadakis, Cosmina Amariei

Debt-advice is a very effective tool to remedy over-indebtedness. The EC has decided to promote a project aimed at facilitating the delivery of debt-advice for European citizens.

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Author(s): 
Peter Bofinger, Thomas Haas

The discussion about central bank digital currencies (CBDCs) has gained impressive momentum.

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Author(s): 
Damir Gojsic, Rishabh Khanna

The ECRI Statistical Package 2021 provides data on outstanding credit granted by monetary financial institutions to households and non-financial corporations for the period from 1995 to 2020.

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Author(s): 
Karel Lannoo, Richard Parlour

Between 2 and 5% of global GDP is thought to be laundered every year, whereas only 1.1% is recovered. The CEPS-ECRI  report sets out key recommendations for a new approach to the fight against money laundering

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