Research Reports

24Mar
2026

More finance, less friction: how to simplify the EU’s financial regulation and strengthen supervisory structures

Published in: 
Research Reports
Author(s): 
Karel Lannoo, Judith Arnal, Apostolos Thomadakis

Europe’s financial regulatory and supervisory framework has delivered major stability and protection gains over the past two decades but it has become increasingly difficult to o

10Dec
2025

ECRI Statistical Package 2025 - Key findings

Published in: 
Research Reports
Author(s): 
Fredrik Andersson, Gloria Paggiaro

The ECRI Statistical Package 2025 provides data on outstanding credit granted by monetary-financial institutions (MFIs) to households and non-financial corporations (NFCs) for th

25Mar
2025

The EU retail payments compass: Let's lead the way

Published in: 
Research Reports
Author(s): 
Judith Arnal, Fredrik Andersson, Beatriz Pozo Pérez

We’re undergoing a global transformation marked by competition for resources, value chain shifts, geopolitical tensions, humanitarian crises, climate change and demographic chall

17Dec
2024

ECRI Statistical Package 2024 - Key findings

Published in: 
Research Reports
Author(s): 
Fredrik Andersson, Leonardo Trevisan

The ECRI Statistical Package 2024 provides data on outstanding credit granted by monetary-financial institutions (MFIs) to households and non-financial corporations (NFCs) for th

01Sep
2024

Staying ahead of the curve: Shaping EU financial sector policy under von der Leyen II

Published in: 
Research Reports
Author(s): 
Karel Lannoo, Judith Arnal, Apostolos Thomadakis

A comprehensive review of the financial services landscape is necessary for the the EU to address structural inefficiencies, ensure market dynamism and support long-term economic

23Nov
2023

ECRI Statistical Package 2023 - Key findings

Published in: 
Research Reports
Author(s): 
Damir Gojsic, Niloofar Adel

The ECRI Statistical Package 2023 provides data on outstanding credit granted by monetary-financial institutions (MFIs) to households and non-financial corporations (NFCs) for the period from 1995

24Oct
2023

A digital euro beyond impulse – think twice, act once

Published in: 
Research Reports
Author(s): 
Karel Lannoo, Apostolos Thomadakis, Farzaneh Shamsfakhr

A new study highlights that to ensure widespread adoption, the digital euro must offer a compelling value proposition and clear benefits to consumers and merchants in the EU, whi

28Mar
2023

A study on the application and impact of Directive (EU) 2015/2366 on Payment Services (PSD2)

Published in: 
Research Reports
Author(s): 
Fredrik Andersson, Beatriz Pozo Pérez, Willem Pieter de Groen, Tamás Kiss-Gálfalvi, Jelmer Nagtegaal, Inna Oliinyk, Meryem Gökten, Agustina Korenblit

European retail payments markets have undergone a significant transformation over recent years. Technological development has spurred a fast-paced evolution in payment services.

16Nov
2022

ECRI Statistical Package 2022 - Key findings

Published in: 
Research Reports
Author(s): 
Damir Gojsic, Aline Freitas Schincariol

The ECRI Statistical Package 2022 provides data on outstanding credit granted by monetary-financial institutions (MFIs) to households and non-financial corporations (NFCs) for the period from 1995 to 2021.

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