Research Reports

20May
2022

Provision of actions to extend the availability and improve the quality of debt-advice services for European households

Published in: 
Research Reports
Author(s): 
Beatriz Pozo Pérez, Willem Pieter de Groen, Inna Oliinyk, Roberto Musmeci, Silvia Tadi, Apostolos Thomadakis, Cosmina Amariei

Debt-advice is a very effective tool to remedy over-indebtedness. The EC has decided to promote a project aimed at facilitating the delivery of debt-advice for European citizens.

16Dec
2021

Central bank digital currencies: can central banks succeed in the marketplace for digital monies?

Published in: 
Research Reports
Author(s): 
Peter Bofinger, Thomas Haas

The discussion about central bank digital currencies (CBDCs) has gained impressive momentum.

06Dec
2021

ECRI Statistical Package 2021 - Key findings

Published in: 
Research Reports
Author(s): 
Damir Gojsic, Rishabh Khanna

The ECRI Statistical Package 2021 provides data on outstanding credit granted by monetary financial institutions to households and non-financial corporations for the period from 1995 to 2020.

28Jan
2021

Anti-Money Laundering in the EU: time to get serious

Published in: 
Research Reports
Author(s): 
Karel Lannoo, Richard Parlour

Between 2 and 5% of global GDP is thought to be laundered every year, whereas only 1.1% is recovered. The CEPS-ECRI  report sets out key recommendations for a new approach to the fight against money laundering

05Oct
2020

Key findings from the ECRI Statistical Package 2020

Published in: 
Research Reports
Author(s): 
Nagesh Kommuri, Xinyi Li

The ECRI Statistical Package 2020 provides data on outstanding credit granted by monetary-financial institutions (MFIs) to households and non-financial corporations (NFCs) for the period from 1995 to 2019

31Jan
2020

The impact of EU price rules: Interchange fee regulation in retail payments

Published in: 
Research Reports
Author(s): 
Willem Pieter de Groen

Debit and credit cards have gradually increased in importance as instruments for retail payments.

14Nov
2019

Key Findings from the ECRI Statistical Package 2019 on Lending to European Households and Non-Financial Corporations: Growth and Trends

Published in: 
Research Reports

In 2018, loans to EU households and non-financial corporations (NFC) increased by 2.7%, the second consecutive year of the expansion.

12Sep
2019

Data sharing in credit markets: Does comprehensiveness matter?

Published in: 
Research Reports
Author(s): 
Giovanni Barci, Galina Andreeva, Sylvain Bouyon

The originality of the present study is to analyse whether sharing more comprehensive data improves the functioning of credit markets in European countries. Does a higher comprehensiveness in the data collected matter for credit markets? 

 

 

 

 

 

 

 

 

05Mar
2019

Price rules in consumer credit: should the EU act?

Published in: 
Research Reports
Author(s): 
Inna Oliinyk, Sylvain Bouyon

Price rules are enacted to prevent some sub-prime lenders from wrongly exploiting the price-insensitivity of a significant share of sub-prime borrowers.

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