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17Dec
2024

ECRI Activities Report 2024

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Our Annual Activities Report offers a thorough overview of ECRI’s work in 2024, showcasing our key publications, events, task forces, and interventions that have contributed to t

09Dec
2024

Are the European Commission’s plans on financial services what the EU needs?

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Author(s): 
Judith Arnal, Apostolos Thomadakis

The Draghi report has underscored the need for an additional €800 billion in annual investments from 2025 to 2030 in order to maintain the EU’s global competitiveness.

18May
2022

Good practices in debt advice

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Author(s): 
Beatriz Pozo Pérez, Willem Pieter de Groen

Debt advisors play a crucial role in giving professional advice and finding the best solutions to help households get out of debt. Currently, there is only a tiny fraction of the qualified independent debt advisors needed to support all the over-indebted households.

30Jul
2020

Responsible lending in times of crisis

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Author(s): 
Beatriz Pozo Pérez, Willem Pieter de Groen

The new EBA guidelines on loan origination and monitoring aim to improve the lending standards and asset quality of lenders after June 2021, and bring together the prudential standards for lenders, borrower protection, anti-money laundering and sustainability