Household Credit

Three approaches will be adopted during the second meeting:

• Firstly, an overall approach will be followed by analysing some general topics such as the long-term developments of the consumer credit market and the philosophy to adopt regarding the integration process of household finance and consumer credit.
• Secondly, analyses will be conducted on the current and potential future EU regulations related to the financial products available on the consumer credit market, with a special emphasis on revolving loans.
• Finally, a focus will be made on consumer protection issues, the psychology of borrowing and the policy implications.

The agenda is available here.