Household over-indebtedness: myths and realities with Philippe Lamberts as a Keynote Speaker

Published in 
Tuesday, 26 January, 2016 - 11:15
CEPS - Centre for European Policy Studies 1 Place du Congrès / Congresplein 1000 Brussels

Session 1. Main drivers behind household over-indebtedness

Keynote speech:

Béatrice Raoult-Texier, Head of Division, Banque de France
- Presentation

  • Martin Schmalzried, Policy Officer, Confederation of Family Organisations in the European Union (COFACE) - Presentation
  • Eva Sierminska, Research Fellow, Luxembourg Institute of Socio-Economic Institute (LISER)
  • Gergely Mikola, Group Director of Corporate Affairs, International Personal Finance Plc - Presentation

Moderator: Ane Arnth Jensen, Managing Director, Association of Danish Mortgage Banks - Presentation

Session 2. The effects of household over-indebtedness on borrowers and lenders 

Hans Dubois, Research Officer, Living Conditions and Quality of Life (LCQL), Eurofound

Richard Ahlström, Head of the Department of Health and Welfare Studies, University of Malmö

Conor Mark O’Toole, Senior Economist, Financial Stability Division, Central Bank of Ireland -(Presentation and publication not available)

Laurent Boucherat, Responsible of “Marchés fragiles et spécifiques”, Direction du Marketing, La Banque Postale - Presentation 

 Moderator: Olivier Jérusalmy, Chairman of the EFIN European Financial Inclusion Network - Presentation 

Session 3. Innovative tools to curb household over-indebtedness

Hans Dubois, Research Officer, Living Conditions and Quality of Life (LCQL), Eurofound

  • Publication
  • Presentation
  • Michael Giese, Head of Product Management, Schufa Holding AG
  • Udo Reifner, Director of the Institut für Finanzdienstleistungen e.V.
  • Jan Siebols, Project manager Vroeg er op af, City of Amsterdam, The Netherlands
  • Gundars Ostrovskis, Senior Economist, European Commission, DG FISMA - Presentation

 Moderator: David Rees, Chairman, Law Committee, Consumer and Credit Association, UK

Other relevant publications:

Access to social benefits: Reducing non-take-up (Eurofound)

Managing household debts: Social service provision in the EU (Eurofound)

The over-indebtedness of European households: updated mapping of the situation, nature and causes, effects and initiatives for alleviating its impact (European Commission)