Lending to households after the crisis

Published in 
Thursday, 16 May, 2013 - 09:00
CEPS - Centre for European Policy Studies 1 Place du Congrès / Congresplein 1000 Brussels

ECRI and CEPS hosted a conference on lending to households after the crisis to assess how the current policy initiatives and regulatory developments meet the challenges of the new market environment and what should be looked upon in the future.

The discussion was based on the launch of the ECRI Research Report on household debt during the crisis, which analyses the causes and the consequences of the steep decline in household debt. The event focused on the challenges of the post-crisis environment and addressed what future legislative initiatives and methods are necessary to promote sustainable household debt. 

List of speakers

  • Maria Lissowska, Head of Sector Financial and Economic Analysis, European Commission, DG SANCO
  • Adrian Steiner, Retail Financial Services and Consumer Policy Unit, European Commission, DG MARKT
  • Jonathan Crook, Director of the Credit Research Centre, University of Edinburgh
  • Hans W. Grohs, President, European Consumer Debt Network
  • James Devenney, Head of Law School, Professor, Exeter University
  • Mel Kenny, Chair of Consumer and Commerical Law, De Montfort University
  • Ales Chmelar, CEPS-ECRI Researcher
  • Bernard Bayot, President, European Financial Inclusion Network


  • Karel Lannoo, ECRI Director