Past Events

Published in 
Tuesday, 19 March, 2024 - 16:00 to 17:30
CEPS - Centre for European Policy Studies 1 Place du Congrès / Congresplein 1000 Brussels

On 7 February, 2024, the European Parliament endorsed the new instant payments proposal with an overwhelming majority. The regulation requires Payment Service Providers (PSPs) to offer their customers the possibility of making payments from one account to another within ten seconds – a significant acceleration of the process. The instant payment must be offered to the customer at the same price as a ‘traditional’ bank transfer.

Published in 
Tuesday, 5 December, 2023 - 16:00 to 17:15
CEPS - Centre for European Policy Studies 1 Place du Congrès / Congresplein 1000 Brussels

Data sharing has become a core component of well-functioning credit markets. For the market to remain healthy and effective under this evolution, the secure sharing of data is a prerequisite as more comprehensive and accurate data leads to better creditworthiness assessments. 

Published in 
Wednesday, 25 October, 2023 - 10:30
CEPS - Centre for European Policy Studies 1 Place du Congrès / Congresplein 1000 Brussels

With the launch of an official digital euro, the ECB will enter into the uncharted territory of payment systems and bank accounts. This raises fundamental questions about the role of a central bank and the possible impact on the private provision of credit. It’s not out of the realm of possibility that retail client accounts with the ECB could become trigger for a new crisis. Before embarking on this ambitious endeavour, the ECB needs to stop and think twice.

Published in 
Friday, 1 September, 2023 - 09:00 to Tuesday, 30 April, 2024 - 17:00

Financial markets have been the object of heavy regulatory activity over the last 15 years. From crisis response, the start of the European Supervisory Authorities (ESAs) over banking union and the creation of the Single Supervisory Mechanism (SSM) to the launch of the Capital Markets Union (CMU), and to the beginnings of the sustainable finance agenda, these developments have been nothing less than a regulatory roller-coaster.

Published in 
Wednesday, 5 July, 2023 - 10:00 to 11:15
Ceps Conference Room - Place du Congrès, 1 Brussels, 1000 Brussels, Belgium

A reliable, speedy and efficient payments market is the bedrock of a thriving economy where hundreds of billions of euros are being transferred electronically every day throughout the EU. The payments sector is in continuous development, with a new wave of innovations coming onto the market in recent years. At the end of June, the European Commission is expected to publish a new legislative proposal on payment services revamping the Payment Services Directive 2 (PSD2).

Published in 
Wednesday, 26 April, 2023 - 16:00

Issuing a retail central bank digital currency (CBDC) has emerged as a high priority for most of the central banks around the world. Through this new financial instrument, central banks would open access to their balance sheets to the broader public more than ever before. So far, several countries have fully launched a digital currency, a dozen are running their own small-scale trial rollouts and many more are in the process of exploring and developing such an instrument.

Published in 
Thursday, 1 December, 2022 - 10:00 to 11:30
CEPS - Centre for European Policy Studies 1 Place du Congrès / Congresplein 1000 Brussels

The European Commission intends to transform consumers’ payment experience through its recently published Instant Payments Directive proposal by making instant payments widely available and affordable. Instant payments transfer credit in real time, thus fostering innovative payment solutions and releasing funds. They could contribute to the development of homegrown cross border European instant payment solutions.

Published in 
Thursday, 29 September, 2022 - 10:00 to 11:00
Zoom

The introduction of digital (crypto)assets, as well as the underlying distributed ledger technology, has encouraged central banks throughout the world to contemplate digitising the monetary system and adopting central bank digital currencies (CBDCs). A digital euro issued by the European Central Bank (ECB) and made available to citizens and firms to make payments would be a very attractive instrument. However, concerns around competence, privacy, operational risk, cybersecurity, and financial stability risks cannot be ignored.

Published in 
Tuesday, 21 June, 2022 - 18:30 to Wednesday, 31 August, 2022 - 23:00

The European Credit Research Institute (ECRI) is calling for applications from academics to become members of its incoming Scientific Council.

The ECRI Scientific Council will be composed by four or five academics and meet one or two times a year. Members may be invited to participate in the ECRI Executive Committee meetings. Members of the Scientific Council will be appointed for a period of three years.

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