CEPS - Centre for European Policy Studies 1 Place du Congrès / Congresplein 1000 Brussels
Online fraud poses one of the most pressing challenges to the integrity of the EU's payment systems. It threatens consumer confidence, undermines business resilience and imposes significant direct and indirect losses across the payment value chain. As electronic transactions and digital finance expand across borders, fraud tactics grow more sophisticated, ranging from authorised push payment scams and account takeovers to large-scale mule networks, eroding trust in payments and in the digital single market.
Membership
The European Credit Research Institute (ECRI) is a think-tank managed by CEPS and has its own board with its own strategy. At present, its funding is based on some combination of research projects and membership fees. ECRI is supported by 10 prestigious members whose primary focus is on payments and consumer loans: