Commentaries

06Jul
2021

Time to get serious on AML policy in Europe

Published in: 
Commentaries
Author(s): 
Karel Lannoo

Tackling money laundering is a longstanding policy priority, but one pursued with limited success. The EU Commission is announcing an AML action plan in July, but a new approach is needed. 

19Mar
2018

Dynamic Currency Conversion and Consumer Protection: Finding the right rules

Published in: 
Commentaries
Author(s): 
Simon Krause

The growing choice of payment services should be good news for consumers, but only if they have complete information about the products being sold and the prices charged by each firm.

25Aug
2017

Key Findings of the ECRI Statistical Package 2017

Published in: 
Commentaries

Are households driving Europe’s economic recovery?

01Jun
2017

Recent Trends and Developments in European Mortgage Markets

Published in: 
Commentaries

In this ECRI Commentary, Sylvain Bouyon, Research Fellow at ECRI and CEPS, offers an up-to-date analysis of recent trends and developments in European mortgage markets.

15Dec
2015

Relaunching the European Retail Finance Market: Comments on the Commission's Green Paper

Published in: 
Commentaries
Author(s): 
Karel Lannoo

The European Commission’s Green Paper on retail financial services, published on December 10th, provides valuable insights into the possible benefits of a single market, as well as the obstacles to its development and the possible remedies.

04Dec
2015

What drives household consumption in the EU-28?

Published in: 
Commentaries

Given that final consumption of households has contributed on average to broadly 60% of EU-28 GDP since 2001, an assessment of the drivers behind its dynamics is quite timely in a context of gradual economic recovery.

04Dec
2015

Household Final Consumption in the EU: The key driver for a sustainable recovery?

Published in: 
Commentaries

After 4-5 years of poor performance, final consumption of households in the 28 EU member states is expected to recover significantly in 2015 and 2016.

16Nov
2015

Achieving European Policy Objectives through Financial Technology

Published in: 
Commentaries
Author(s): 
Alistair Milne

Alistair Milne argues in this ECRI Commentary that ‘FinTech’ (newly emerging Financial Technologies) can play a crucial role in achieving European policy objectives in the area of financial markets.

30Oct
2015

A Convergence Process in Household Credit in Central and Eastern Europe

Published in: 
Commentaries
Author(s): 
Robin Sainsot

The liberalisation of Eastern Europe’s market during the 1990s and the 2004 EU enlargement have had a great impact on the economies of Central and Eastern Europe (CEE).

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