Policy Briefs

07Nov
2011

Options for reforming deposit protection schemes in the EU

Published in: 
Policy Briefs
Author(s): 
Karel Lannoo, Maria Gerhardt

With the financial crisis, citizens suddenly realized that different levels and forms of depositor protection co-existed in the EU, whereas they had been told for almost 20 years that a single market was in place. Current deposit insurance arrangements in Europe need to be changed, as they match neither market integration nor consumer expectations.

07Nov
2011

EU Retail Financial Market Integration: Mirage or Reality?

Published in: 
Policy Briefs
Author(s): 
Karel Lannoo

This paper starts with a bird’s eye view of retail financial markets in the EU today and their degree of integration.

07Nov
2011

The European Commission and Financial Capability: Simplifying Financial Services

Published in: 
Policy Briefs
Author(s): 
Filipa Figueira

The European Commission has recently taken several initiatives to increase the financial capability of EU consumers.

07Nov
2011

One step closer to harmonised European payment systems

Published in: 
Policy Briefs
Author(s): 
Pauli Lepistö, Marc Rothemund, Nicola Jentzsch

Two years of intensive negotiations have ended with the adoption of the Payment Services Directive by the European Parliament in the first reading, and the proposed legislation is due to be adopted shortly by the EU Council.

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