ECRI Statistical Package 2025 - Key findings
The ECRI Statistical Package 2025 provides data on outstanding credit granted by monetary-financial institutions (MFIs) to households and non-financial corporations (NFCs) for the period from 1995 to 2024 comprising 45 countries, with a final chapter focused on the consequences of the inflation crisis.
The scope of the Statistical package has been expanded in two ways in 2025. First, it now includes data on the number of new credits taken by consumers and NFC. Second, it now also includes historical data on interest rates applicable to new loans and outstanding amounts.
Key findings:
- In 2024, loans to EU households and non-financial corporations (NFCs) rose slightly, increasing by 0.67 % compared to 2023.
- Household loans in the EU grew by 0.48 % and NFC loans increased by 0.74 % in 2024.
- Total household loans grew the most in Bulgaria (+22 %), Croatia (+9.4 %), Lithuania (+9.7 %), Hungary (9.4 %), Malta and Romania (+9.2 %). The only drops were registered in Greece (-5.8 %), France -1.9 %), Austria and Cyprus (-1 %).
- NFC loans grew most in Lithuania (+13.3 %), Estonia (+10.7 %), Bulgaria (+10.1 %), Greece (10 %) and Romania (+7.2 %). The highest reductions were registered in Luxembourg (-13.1 %), Ireland (-4.1 %) and Italy (-3.1 %).
The ECRI Statistical Package 2025 will be available soon. To purchase it, please contact Alice Orlandini at [email protected].
Fredrik Andersson is a Researcher at ECRI and CEPS. Gloria Paggiaro is a Research Intern at ECRI and CEPS.
