05Mar
2019

Price rules in consumer credit: should the EU act?

Published in: 
Research Reports
Author(s): 
Inna Oliinyk, Sylvain Bouyon

Price rules are enacted to prevent some sub-prime lenders from wrongly exploiting the price-insensitivity of a significant share of sub-prime borrowers.

20Dec
2018

ECRI Newsletter Nº 58, Winter 2018

Published in: 
Newsletters
Author(s): 
Lu Zurawski, Merike Kukk, Frank Conway, Anna Ludwinek, Julie Perrin, Maxime Pekkip, Panajotis Papazoglou

Possible revision of the Consumer Credit Directive in view

28Sep
2018

Europe’s Payments Revolution

Published in: 
Research Reports
Author(s): 
Inna Oliinyk, William Echikson

In September 2019 Europe’s financial markets will undergo a revolution.

05Sep
2018

Consumer Credit, Digitalisation and Behavioural Economics: Are new protection rules needed?

Published in: 
Policy Briefs
Author(s): 
Janna Ayoub

In 2008, the Consumer Credit Directive (CCD) was significantly changed by adopting a targeted harmonisation approach that aimed at standardising information disclosure duties and imposing similar r

06Aug
2018

ECRI Statistical Package 2018 on Lending to Households in Europe

Published in: 
Statistical Packages
Author(s): 
Pietro Gagliardi

The ECRI Statistical Package on Lending to Households and Non-Financial Corporations in Europe is a collection of data on lending to non-financial corporations and households.

10Jul
2018

ECRI Newsletter Nº 57, Summer 2018

Published in: 
Newsletters
Author(s): 
Beverly Sawyers, Martin Schmalzried, Nabil Hbali, Mark Bannon, Giorgio Cusmà Lorenzo

Consumer finance in the digital era

06Jun
2018

Cybersecurity in Finance: Getting the policy mix right!

Published in: 
Research Reports
Author(s): 
Simon Krause

In the midst of several large cyberattacks in 2017, the European Commission adopted its multi-sector cybersecurity package in September of that same year.

23May
2018

Cost and Value in Banks: A model fit for the digital era?

Published in: 
Research Reports

Retail and corporate banks have to cope with legacy issues that impede their efficiency and reactivity.

16May
2018

ECRI Newsletter Nº 56, Spring 2018

Published in: 
Newsletters
Author(s): 
Rasmus Theede, Richard Parlour, Simon Krause

Privacy rights, cybersecurity and over-indebtedness in the menu

Pages